PHM: Material agreement · New financial obligation

ITEM 1.01 ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT On August 11, 2026, Pulte Mortgage LLC (“Pulte Mortgage”), a wholly-owned subsidiary of PulteGroup, Inc. ("PulteGroup"), entered into a Master Repurchase Agreement (the "Repurchase Agreement") dated as of August 11, 2026 with Truist Bank, as Agent and representative of itself as a Buyer (as defined in the Repurchase Agreement) and the other Buyers ("Agent"), and the other Buyers listed therein. The purpose of the Repurchase Agreement is to finance the origination of mortgage loans by Pulte Mortgage. The Repurchase Agreement expires on the earlier of (i) August 10, 2027, or (ii) the date when the Buyers’ commitments are terminated pursuant to the Repurchase Agreement, or by operation of law. The Repurchase Agreement provides for a maximum aggregate commitment of $625 million, subject to certain sublimits. The maximum aggregate commitment is initially set at $625 million, which continues until expiration. A copy of the Repurchase Agreement is attached as Exhibit 10.1 hereto and is incorporated herein by reference. The above summary of the material terms of the Repurchase Agreement is qualified in its entirety by reference to Exhibit 10.1. ITEM 2.03 CREATION OF A DIRECT FINANCIAL OBLIGATION OR AN OBLIGATION UNDER AN OFF-BALANCE SHEET ARRANGEMENT OF A REGISTRANT All the information set forth above under Item 1.01 is hereby incorporated by reference into this Item 2.03. ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS 10.1 Master Repurchase Agreement dated as of August 11, 2026, among Truist Bank, as Agent and a Buyer and Swing Line Facility Buyer , the other Buyers party here to Pulte M ortgage LLC, as seller . 104 Cover Page Interactive Data File (formatted in Inline XBRL) SIGNATURES Pursuant to the requirements of the Securi