FICO: Material agreement · New financial obligation · Other company developments

Item 1.01. Entry into a Material Definitive Agreement. On June 5, 2026, Fair Isaac Corporation (the “Company”) entered into an amendment (the “First Amendment”) to its Third Amended and Restated Credit Agreement dated as of May 13, 2025, among the Company, the several banks and other financial institutions from time to time parties thereto, Wells Fargo Securities, LLC and BofA Securities, Inc., as Global Coordinators, Joint Lead Arrangers and Joint Bookrunners, and Wells Fargo Bank, National Association (“Wells Fargo”), as administrative agent (the “Existing Credit Agreement” and as amended by the First Amendment, the “Credit Agreement”). The First Amendment provides for an unsecured incremental term loan under the Credit Agreement that will mature on May 15, 2028 in the aggregate principal amount of $1.5 billion (the “Incremental Term Loan”) and makes certain other changes to the Existing Credit Agreement. The Company borrowed the full amount of the Incremental Term Loan on June 5, 2026, and will use these proceeds pursuant to the accelerated share repurchase program described in Item 8.01 below. The Credit Agreement also provides for the existing $1.0 billion unsecured revolving credit facility (the “Revolving Facility”), with an option for the Company to request additional incremental term loans and/or incremental increases to the Revolving Facility from time to time, in each case subject to the terms and conditions of the Credit Agreement. Principal on the Incremental Term Loan is to be repaid in consecutive quarterly installments equal to (a) $75 million from September 30, 2026 through and including June 30, 2027 and (b) $112.5 million thereafter. The Company may prepay, without premium or penalty, in whole or in part, the Incremental Term Loan. The Incremental Ter