AXP: Company disclosure

Item 7.01 Regulation FD Disclosure American Express Company (the “Company”) is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card balances held for investment for the months ended June 30, May 31 and April 30, 2026 and the three months ended June 30, 2026; Card balances classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended June 30, May 31 and April 30, 2026 and the three months ended June 30, 2026 (Billions, except percentages) (Preliminary) June 30, 2026 May 31, 2026 April 30, 2026 (Preliminary) Three Months Ended June 30, 2026 U.S. Consumer Card balances : Total Card balances $ 113.8 $ 113.8 $ 111.4 $ 113.8 30 days past due as a % of total 1.1 % 1.1 % 1.2 % 1.1 % Average Card balances $ 113.8 $ 112.6 $ 111.1 $ 112.4 Net write-off rate – principal only (a)(b) 1.4 % 2.0 % 2.1 % 1.8 % U.S. Small Business Card balances : Total Card balances $ 45.9 $ 46.7 $ 45.8 $ 45.9 30 days past due as a % of total 1.4 % 1.4 % 1.5 % 1.4 % Average Card balances $ 46.3 $ 46.2 $ 45.5 $ 45.9 Net write-off rate – principal only (a)(b) 2.3 % 2.6 % 2.4 % 2.4 % Total Card balances held for investment – U.S. Consumer and U.S. Small Business $ 159.7 $ 160.5 $ 157.2 $ 159.7 (a) Net write-off rate based on principal only (i.e., excluding interest and/or fees). (b) During June 2026, the Company sold certain previously written-off Card balances to a third party. Accordingly, the Net write-off rate – principal only reported above for June 2026 and the three months ended June 30, 2026 reflects the proceeds from the sale. For June 2026, the sale reduced the net wr