AFL: Other company developments

Item 8.01 Other Events. On June 30, 2026, Aflac Life Insurance Japan Ltd. (“Aflac Japan”), a wholly owned subsidiary of Aflac Incorporated, a Georgia corporation (the “Company”), issued a press release announcing that, on June 25, 2026, Aflac Japan discovered an unauthorized third-party had unlawfully accessed certain of Aflac Japan’s systems between June 15, 2026 and June 25, 2026. Upon identifying the unlawful access, Aflac Japan promptly took steps designed to contain the incident and prevent further intrusion, including suspending certain systems. Notwithstanding the suspension of certain systems, Aflac Japan continues to serve its policyholders as it responds to this incident. Aflac Japan has launched an investigation into the matter, which remains ongoing, and the Company has engaged third-party cybersecurity experts to support Aflac Japan’s response to the incident. Although the investigation remains ongoing, Aflac Japan has determined that certain impacted files contain policy and coverage details, personal information, and bank account information. Aflac Japan has notified the Japan Financial Services Agency and other relevant authorities, and intends to provide appropriate notifications to individuals affected by this incident. This incident is limited to systems in Japan, the Company’s systems related to its U.S. business were not accessed by the unauthorized third-party. At this time, the full scope and potential ultimate impact on the Company are not known. FORWARD-LOOKING INFORMATION The Private Securities Litigation Reform Act of 1995 provides a “safe harbor” to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and are accompanied by meaningful cautionary statements identify